What do you dream of?

With SaveUp you can save and invest your money – safely.

Download the SaveUp App

Try it out now.

Coming soon

Reaching your goals is only
4 steps away

Save for vacation!

1. Choose your goal

Decide that you can afford to save 100 euros per month for your goal

2. Set your budget

Take our risk test and decide for yourself what investment strategy and guarantee level is appropriate for you

3. Know the risk

Enjoy full transparency by tracking the performance of your investment anytime and anywhere

4. See your returns

How SaveUp enables you to reach your goals

Grow your money and receive attractive returns while benefiting from the safety of our guarantee – meaning you never have to risk it all!

With SaveUp, you only pay an annual fee of no more than 1.0% of your savings. No transaction fees. No cancellation fees.

SaveUp is as flexible as you need it to be. You can withdraw or deposit money at any time.

Our 136 years of experience within the financial industry allows us to provide you with our expert advice.

See the potential of your budget

Based on a 5% average growth rate / year

Monthly contribution


3 years



5 years



10 years



You want to know more about SaveUp?

Do I have to pay any fees for the account?

There are no fees for the Conservative risk profile. For the other two risk profiles – Optimistic and Moderate – we charge a standard flat fee. This amounts to no more than 1.0% of your contributed savings per year and is calculated and deducted on a daily basis. We don’t charge any other fees: no registration fees, no initial costs, no cancellation fees, no fees for deposits/withdrawals, no penalties if you don’t make a monthly payment.

Who manages my money?

Your money is managed by Munich Re experts, who have come up with investment strategies that ensure a balanced mix of risk and reward. Munich Re has a long history dating back to 1880 and is one of the largest and most respected reinsurance companies in the world. It has successfully managed the investments and bonds of some of the world’s biggest insurance companies for decades. The company has more than 40,000 employees worldwide and is listed on the DAX stock exchange.

Can I access my money at any time?

Yes, you can deposit or withdraw money from your SaveUp account at any time. We understand that life is unpredictable and can change from one day to the next. That’s why we give you the flexibility to withdraw or deposit your funds any time, anywhere.

How does the guarantee work?

The SaveUp guarantee is only offered for the Moderate risk profile. With the Moderate risk profile, SaveUp calculates the guaranteed component each day on the basis of your goal’s current value. This involves complex financial and mathematical models with which we can guarantee the agreed conditions for the risk profile and guarantee date. For the Conservative risk profile, we simply invest your money in a risk-free cash index, so there are no changes to the value.

Start saving now

Download the SaveUp App

Coming soon